For executors & administrators
The estate accounting that ties out to the penny.
EstateLedger turns the deceased's bank statements into a clear, traceable accounting of the estate — the document beneficiaries and the court actually want to see. It reconciles every account to zero, catches money that's still leaving after the death, and backs every figure with the exact statement line it came from.
Why executors use it
Checklist apps track what you type in. EstateLedger audits what the bank says actually happened — which is what holds up when an accounting is questioned.
Reconciled to the penny
Enter each account's balance at the date of death and at closing. EstateLedger checks opening + activity = closing for every account and shows you, to the dollar, how much is unexplained. A nonzero difference means a missing statement or an unimported transaction — found before a beneficiary finds it. Transfers between the estate's own accounts are matched automatically so nothing is double-counted.
Catches money still leaving after the death
Built-in rules surface subscriptions and premiums still billing the deceased, and Social Security or pension deposits that arrive after death and may have to be returned — plus large unmatched withdrawals and recurring payments to individuals. You review and decide on each one; nothing is classified for you.
Every figure has a receipt
Each row on every schedule carries its source statement file and row number, and each source file is fingerprinted (SHA-256) inside the workbook. When someone asks "where did this number come from?", you point at the bank statement line — not at a cell you typed.
Private by design — runs on your computer
EstateLedger makes no internet connections. There are no accounts, no uploads, and no subscription. The estate file is a single document on your own disk. A death in the family is not a reason to hand a parent's bank statements to a website.
How it works
Three steps, all on your own computer.
Import
Load CSV statements for the estate account and the decedent's accounts. A column-mapping screen handles the usual bank layouts; duplicate and overlapping statements are detected, and unreadable rows are set aside rather than silently dropped.
Review
The rules clear the routine activity and queue what needs your eyes, each with a plain-English reason it was flagged. Classify every item — estate expense, distribution, personal, or needs documentation. Your notes are preserved when rules re-run.
Export
Produce a nine-sheet workbook: receipts, disbursements, distributions by beneficiary, the per-account reconciliation with live formulas, and the full traceable ledger. Hand it to beneficiaries or your attorney, or use it to fill your state's court forms.
Simple, one-time pricing
$89$59
Launch price — for a limited time
One-time, per estate. Importing, reconciling and reviewing are free — you pay only when you're ready to export the workbook. Software bought to administer an estate is generally a reimbursable administration expense; keep your receipt.
Purchase is handled on Gumroad and opens in your browser. You'll receive a license key by email to activate the export on your computer.
Guides for executors
Plain-language answers to the money questions that come up while settling an estate.
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Social Security Payments After Death: Do You Have to Pay Them Back?
The benefit for the month of death usually has to be returned — here's why that happens, how the bank typically reclaims it, and what an executor should actually do.
Common questions
- Is EstateLedger a court filing?
- No. It produces the verified, traceable workbook behind your numbers. Many estates settle informally once beneficiaries see a clean accounting; if your court requires its own forms, you fill them from this workbook instead of from a shoebox of statements.
- Where does my data go?
- Nowhere. EstateLedger runs on your computer and makes no network connections. There's no account to create and nothing is uploaded.
- What if my bank only provides PDF statements?
- The estate account you open usually has full CSV export. For the decedent's older accounts, ask the bank's bereavement desk for transaction history, use a PDF-to-CSV converter, or type the handful of months into a spreadsheet and save as CSV.
- Is this AI?
- No. Every flag comes from a rule you can read and adjust. The same statements always produce the same result — which is what you want in a document a beneficiary might question.